Post-Closing Resources for Home Buyers
Congratulations! After closing on your new home, there are a few important steps to take to ensure a smooth transition into homeownership. Below is a collection of resources and to-do items to help homeowners settle in, manage their property, and stay informed.
π‘ Important Post-Closing Tasks
1. Secure Your Closing Documents
Store your Closing Disclosure, Deed, and Title Insurance Policy in a safe place.
Consider scanning and saving digital copies for easy access.
2. Set Up Your Utilities & Services
Here are links to essential service providers in Miami-Dade, Broward, and Palm Beach Counties (customize based on your service areas):
Electricity: Florida Power & Light (FPL)
Water & Sewer: Miami-Dade Water | Broward Water | Palm Beach Water
Internet & Cable: Comcast Xfinity, AT&T, Spectrum, or other local providers.
Trash & Recycling: Miami-Dade Waste Management | Broward County Solid Waste | Palm Beach County Solid Waste
3. Update Your Address
USPS Address Change: Update Your Address Here
Notify your bank, employer, insurance providers, and subscriptions.
Update your address on your driver's license (Florida DMV).
π° Homeownership Financial Responsibilities
4. Set Up Property Tax Payments
Miami-Dade Tax Collector: View & Pay Property Taxes
Broward County Tax Collector: View & Pay Property Taxes
Palm Beach County Tax Collector: View & Pay Property Taxes
5. Apply for Homestead Exemption (If Eligible)
Miami-Dade: Apply Here
Broward County: Apply Here
Palm Beach County: Apply Here
6. Set Up Homeowners Insurance & HOA Dues
Contact your homeowners insurance provider to confirm policy details.
If applicable, make sure to set up Homeowners Association (HOA) payments.
π οΈ Home Maintenance & Safety Tips
7. Change Your Locks & Security Codes
Consider rekeying your locks or installing a smart lock system.
Change passwords for garage doors, security systems, and smart home devices.
8. Test Your Homeβs Safety Features
Check and replace batteries in smoke detectors and carbon monoxide alarms.
Locate your homeβs main water shut-off valve and circuit breaker panel.
9. Schedule Regular Maintenance
Set reminders for HVAC servicing, roof inspections, and pest control.
Clean gutters, check for leaks, and inspect your foundation for cracks.
π Helpful Homeowner Resources
10. Home Repair & Improvement
Find a Licensed Contractor: Florida Department of Business & Professional Regulation
Local Permit Information: Miami-Dade Permits | Broward Permits | Palm Beach Permits
11. Disaster Preparedness & Insurance Claims
Hurricane Preparedness: Ready.gov Hurricanes
Flood Zone Information: FEMA Flood Maps
Home Insurance Claims: Contact your provider or visit Florida Office of Insurance Regulation
π Need Assistance?
If you have any questions about your closing documents, title insurance, or homeownership responsibilities, Trinity Closings, LLC is here to help!
π§ Email: mag@trinityclosings.com
π Visit Us: www.trinityclosings.com